Privacy Policy

🔐 Privacy Policy

Effective Date: 25 September 2025
Last Updated: 25 September 2025

1. Who We Are

Pearlescent Accounting is a premium financial services firm, specialising in SME empowerment through strategic insight and elegant service delivery. We are committed to protecting your privacy and handling your personal data with transparency and care.

2. What This Policy Covers

This policy explains how we collect, use, and protect your personal data when you visit our website, engage our services, or interact with us.

3. The Data We Collect

We may collect and process the following types of personal data:

Identity & Contact Data: Name, email address, phone number, business name

Financial Data: Billing details, payment history, accounting records

Technical Data: IP address, browser type, device information, cookies

Usage Data: Pages visited, time spent on site, interaction patterns

Marketing Preferences: Opt-in status, communication preferences

4. How We Use Your Data

We use your data to:

Deliver our accounting and advisory services

Respond to enquiries and provide support

Manage billing and client relationships

Improve website performance and user experience

Comply with legal and regulatory obligations

5. Legal Basis for Processing

We process personal data under the following lawful bases:

Consent: When you opt in to marketing communications

Contract: To fulfil our obligations under service agreements

Legal Obligation: For compliance with HMRC and other authorities

Legitimate Interests: To operate and grow our business responsibly

6. Sharing Your Data

We do not sell your data. We may share it with trusted third parties who support our operations, such as:

Cloud-based accounting platforms

IT and cybersecurity providers

Legal or regulatory advisors

All partners are vetted for GDPR compliance.

7. International Transfers

If we transfer data outside the UK, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or UK adequacy decisions.

8. Data Retention

We retain personal data only as long as necessary. For financial records, this is typically 6 years in line with HMRC requirements.

9. Your Rights

You have the right to:

Access your data

Request correction or deletion

Restrict or object to processing

Withdraw consent at any time

Lodge a complaint with the Information Commissioner’s Office (ICO)

10. Cookies

Our website uses cookies to enhance your experience. You can manage your cookie preferences via your browser settings. For more details, see our [Cookie Policy].

11. Security

We implement robust security measures including encryption, access controls, and secure data storage to protect your information.

12. Changes to This Policy

We may update this policy from time to time. Any changes will be posted on this page with a revised effective date.

13. Contact Us

For privacy-related enquiries, please use our contact us function.